"Extending the relaxation period of admissibility of crop insurance premiums from 180 days to 365 days from FY23 onwards is a positive move by IRDAI. Since it will free up a substantial amount of capital, this step by the regulator will enable General Insurance companies to underwrite more business. This additional buffer time will aid in improving the solvency status of the GI companies. This relaxation will go a long way because sovereign money will not go bad."
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