Kochi, April 28, 2022:ManipalCigna Health Insurance Company Limited
, today announced thelaunch of ‘ManipalCigna ProHealth Prime’
plan. This new plan is not just a health insurance plan but
a Complete Healthcare Insurance plan as it not only
covers all types of hospitalization expenses but also
comes with revolutionary features such “Cashless OPD” coverage for doctor consultation,
prescribed diagnostic tests and pharmacy expenses, It covers “Non-medical Expenses” to ensure
there are zero deductions towards non-medical items during hospitalization and many more such
enticing benefits.
Speaking about the product launch,Mr. Prasun Sikdar, Managing Director and CEO,
ManipalCigna Health Insurance Company Limitedsaid, At ManipalCigna, we have always been at
the forefront in meeting the consumer’s needs and whenever we have come up with any new product,
we have ensured that our product addresses the core issues which our customers are facing. This
time too we conducted a thorough research and identified some of the major issues which the
customers are facing and expect solutions from health experts like us. For example, in India, out-
patient department expenses which includes doctor consultations, lab tests and pharmacy expenses
accounts for nearly 62% of healthcare costs, not only that, non-medical expenses amount to around
10% to 12% of the overall hospitalization bills that are paid as out of pocket. Our new ManipalCigna
ProHealth Prime takes a step further in our commitment and offers cashless services even for OPD
expenses to provide total healthcare protection, it comes with industry first feature Switch Off that
allows customers to switch off the cover while travelling abroad from 2nd year onwards, for a maximum
period of 30 days in a policy year and most importantly the plan covers all hospitalization expenses
whether medical or non-medical to take care of customer’s everyday healthcare needs.”
Sikdar further added
, “The Product also has a specific plan, for lives suffering from the medical
conditions such as Diabetes, Obesity, Asthma, high Blood Pressure and high Cholesterol. These
customers need not wait for long, as the pre-existing disease waiting period for these listed conditions
is only 90 days. ManipalCigna ProHealth Prime is a truly comprehensive plan offering customized
healthcare solutions to safeguard the customers from all types of healthcare expenses even beyond
hospitalization and offers sum insured of up to 1 crore with lifetime renewability, so that customers get
Better Coverage, Better Control and Better Care in true sense without any financial worries.”
ManipalCigna ProHealth Prime’ plan comes in three different variants – ‘ManipalCigna ProHealth
Prime Protect’ for overall hospitalization expenses; ‘ManipalCigna ProHealth Prime Advantage’
provides cashless OPD coverage in addition to the hospitalization expenses ; and ‘ManipalCigna
ProHealth Prime Active’ for lives suffering from the medical conditions such as Diabetes, Obesity,
Asthma, high Blood Pressure and high Cholesterol.
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