Home / News

Health

  • 4

Star Health and Allied Insurance launches ‘Star Health Premier Insurance Policy’, a cover for people who are 50 years and above

Star Health and Allied Insurance launches ‘Star Health Premier Insurance Policy’, a cover for people who are 50 years and above
  • The policy is specially designed to cover expenses incurred on hospitalization due to illness or accident
  • Includes unique benefits like Hospice Care, Homecare Treatment, AYUSH Treatment, Modern Treatment, etc.
  • Offers individual and family floater for adults aged 50 years and above

 

 

Kochi, March 22, 2022: Star Health and Allied Insurance, India’s first standalone health insurance company, announced the launch of Star Health Premier Insurance Policy, a unique indemnity health policy specially designed to cover the expenses incurred on hospitalization due to illness or accident for customers who are 50 years or older.

The Star Health Premier Insurance Policy offers benefits such as Home Care Treatment for specified conditions (up to 10% of the sum insured subject to a maximum of Rs.5 lakhs), cover for inpatient hospitalization expenses & day care treatments under Ayush Treatment, cover for traditionally excluded non-medical items like gloves, food charges and other consumables during hospitalization and cover for Modern Treatments up to 50% of sum insured either as an inpatient or as part of day care treatment in a hospital. These features make this product well suited for people who are older.

The policy is available on both Individual and Floater basis for adults aged 50 years and above. Unless the insured has a pre-existing diseases, is undergoing medical treatment or has disabilities, there are no requirement of premedical tests to avail this policy. Customers can purchase the policy through premiums which can be paid in quarterly or half-yearly installments. The product offers a policy term of 1 year, 2 years or 3 years.

 

A host of special features such as midterm inclusions,  Outpatient medical expenses,  Health check-up benefit, all day-care procedures, road & air ambulance expenses, pre and post – hospitalization expenses, organ donor expenses, bariatric surgery, cumulative bonus, rehabilitation and pain management expenses, Hospice care and home care treatment can be availed through this policy. 

 

Speaking on the new policy Mr. Anand Roy, Managing Director, Star Health and Allied Insurance Co. Ltd. said, “ As insurers, we’ve seen time and again that the insurance needs of the elderly are generally not well met. This segment of customers has very specific needs, as the incidence of hospital visits are comparatively higher than young adults. We have designed the Star Health Premier Insurance Policy with this in mind. The policy now covers consumables and provides better overall coverage to this segment. The policy also helps ease the impact on their finances due to hospital visits. I’m sure this innovative policy will be beneficial to many.” 

 

Some of the key Features of Star Health Premier Insurance Policy include:

 

    • Sum insured available up to Rs.1,00,00,000/- ; Customer can opt for sum insured of Rs.10,00,000/-, Rs.20,00,000/-, Rs.30,00,000/-, Rs.50,00,000/- , Rs. 75,00,000/ and Rs. 1,00,00,000/-
  • Coverage - In-patient hospitalization, Day Care treatment, Road Ambulance, Air Ambulance, Organ Donor Expenses, and Pre & Post hospitalization expenses
  • Additional benefits include AYUSH Treatment, Rehabilitation and pain management, Bariatric Surgery, Coverage for modern treatments, Homecare treatment, Hospice Care, Medical and Tele-Health consultations.
  • Covers the Outpatient medical expenses from day one
  • Automatic Restoration of Basic Sum Insured once by 100% upon partial or full utilization of the sum insured.
  • Long term discount - For 2 year policy-10% discount on 2nd year premium. For 3 year policy – 11.25% discount on 2nd and 3rd year premium

 

Policy Benefits Include:

 

  • Health Check-up benefit for every claim free year
  • Pre-Hospitalization expenses covering Medical expenses incurred up to 60 days immediately before the insured person is hospitalized.
  • Post Hospitalization Expenses covering medical expenses incurred up to 90 days immediately after the insured person is discharged from the hospital
  • Cumulative bonus of 20% of the expiring sum insured for each claim-free year up to a maximum of 100% of the basic sum insured
  • Home care treatment for the specified conditions upto 10% of the sum insured is subject to a maximum of Rs.5 lakhs
  • Hospice Care: Payable up to 10% of the sum insured subject to a maximum of Rs.5 lakhs, if availed at our Networked facility, payable once in life time for each Insured person.
  • Domiciliary Hospitalization: Coverage for medical treatment (Including AYUSH) for a period exceeding three days, for an illness/disease/injury, which in the normal course, would require care and treatment at a Hospital but, on the advice of the attending Medical Practitioner, is taken whilst confined at home
  • Ayush Treatment covering Inpatient Hospitalization expenses and day care treatments up to the sum insured
  • Covers Non-Medical items (Consumables) like gloves, food charges and other consumables during hospitalization
  • Modern Treatment covers up to 50% of sum insured either as an inpatient or as part of day care treatment in a hospital
  • Star Wellness Program incentivizes and rewards the insured person through various wellness activities. The insured person can earn wellness reward points to get a discount in premium. This Wellness Program is enabled and administered online through Star Wellness Platform through Star Health Customer Mobile app ‘Star Power’ and through ‘Star Health Customer Portal’ (digital platform).

Previous News

Technology News

Samsung Announces Exciting Cashback and Affordability Offers on Galaxy A Series Smartphones for Festive Season

Samsung Announces Exciting Cashback and Affordability Offers on Galaxy A Series Smartphones for Festive Season

Gurugram, India – October 11, 2023: Samsung announced exciting offers

HMD Nokia G42 5G (16GB+256GB) Variant Launched: With Snapdragon 480 Plus 5G Chipset Powers & Stylish Colours

HMD Nokia G42 5G (16GB+256GB) Variant Launched: With Snapdragon 480 Plus 5G Chipset Powers & Stylish Colours

Bangalore, 10th October 2023: The Nokia G42 5G (16GB+256G

IN-SPACe unveils Decadal Vision & Strategy for Indian Space Economy

IN-SPACe unveils Decadal Vision & Strategy for Indian Space Economy

Bengaluru, October 10, 2023  IN-SPACe (Indian National Space Promotion and

Philips OneBlade Partners with College Rivals for an Epic Gaming Journey Enabling Gen Z to ‘Move Fearlessly’

Philips OneBlade Partners with College Rivals for an Epic Gaming Journey Enabling Gen Z to ‘Move Fearlessly’

New Delhi, October 3, India- Philips India announces an exciting co

Latest Business News

MasterChow taps renowned Chef Ranveer Brar as its Brand Ambassador to champion Asli Chinese

MasterChow taps renowned Chef Ranveer Brar as its Brand Ambassador to champion Asli Chinese

Through this exciting initiative, the brand aims to emerge as the go-to purveyor of authentic Chinese in India

New D

STUDENTS OF JAIPUR'S JAYSHREE PERIWAL HIGH SCHOOL BRING LAURELS TO SCHOOL IN UPSC

STUDENTS OF JAIPUR'S JAYSHREE PERIWAL HIGH SCHOOL BRING LAURELS TO SCHOOL IN UPSC

Jaipur, 18 April: Students of Jaipur have recently shown their remarkable achievement in the UPSC Civil Services Examination-

India Employment Report pitches for policy to promote jobs

India Employment Report pitches for policy to promote jobs

·       Technopark-based Lifology holds conversation on IER 2024

Thiru

gloss cypress focus bag33ondu.com bag33ondu.com http://bag33ondu.com then illegal occupational

rahim ağzı kanseri kilo kaybızyban kilo kaybı as?r? koku hassasiyeti kilo kayb? halsizlik ates crack uyuşturucu kilo kaybıyaşlılıkta kilo kaybı kokain kilo kaybıinsanlar öldüğünde kilo kaybı ani kilo kayb? ve istahs?zl?k hasta hergün tartılır ve kilo kaybı var ise not edilirb 12 eksikliği kilo kaybı yaparmı böbrek taşı kilo kaybı yaparmıselectra kilo kaybı yaparmı 15 gunluk bebek kilo kayb? kilo kaybı sonrası sarkmahamilelikte bebekte kilo kaybı kilo kaybı insülinkilo kaybı ve üşüme helipak kilo kayb? ani kilo kaybı ve iştahsızlıkhamilelikte kilo kaybı olur mu kanser ameliyat sonrası kilo kaybıkilo kaybı yapan ilaçlar ishal ve kilo kayb? safra kesesi ameliyatı sonrası kilo kaybınedensiz kilo kaybı sebepleri

CBD exceeded my expectations in every way thanks cbd full spectrum oil. I've struggled with insomnia on years, and after infuriating CBD because of the first mores, I finally trained a loaded eventide of pacific sleep. It was like a weight had been lifted mad my shoulders. The calming effects were calm despite it scholarly, allowing me to inclination afar obviously without sensibilities punchy the next morning. I also noticed a reduction in my daytime anxiety, which was an unexpected but welcome bonus. The tactfulness was a minute shameless, but nothing intolerable. Overall, CBD has been a game-changer quest of my nap and uneasiness issues, and I'm grateful to keep discovered its benefits.