Mumbai : To cater to the rising demand for affordable housing in urban and rural regions, Capri Global Capital Ltd. (CGCL), the fastest-growing NBFC focused on MSME and housing finance launches Affordable Housing Loans – Prime offering the interest rate starting from 7.99% onwards both for urban and rural customers. All the salaried employees employed with government, public and private can avail for this loan. The women applicant to receive an additional 0.10% discount in rate of interest.
In India, the affordable housing segment is still highly underpenetrated as people still struggle to source loans due to stringent credit policies. Housing is one of the key components of a nation’s well-being. The right guidance and easy access of funds can make government’s vision of ‘Affordable Housing for All’ achievable. Customers are increasingly looking for home loan providers that can allow more flexible, customized, and affordable payment mechanism suiting their needs.
The scheme is targeted towards the salaried employees working in government, public and private firms with minimum one year of experience and with a good credit score. The loan amount can be utilised for the Fresh repurchase of dwelling unit, construction on already hold land, renovation, upgradation of dwelling unit
Explaining the necessity of the various housing schemes in India, Mr. Rajesh Sharma, Managing Director, Capri Global Capital Ltd said, “The need and demand for better housing have always been the major agenda even before the pandemic. We still see people leaving with poor-quality infrastructure, overcrowded places, and many without a home. We believe, if sufficiently incentivised, the affordable housing sector could benefit substantially from the sheer size of its target group. The government and regulatory bodies like RBI, and National Housing Bank (NHB) have launched numerous initiatives to bridge the demand-supply gap & create an ecosystem where all the participants benefit socially and economically.
At CGCL, we constantly research our customers’ demands, identify their needs, and offer customised services to meet their requirements. Our diverse range of products and specialised schemes for housing targets to improve access to shelter especially those who lack affordable, stable, and decent-quality housing. We believe that we will continue to see a strong growth momentum in the affordable housing sector over the next few years”.
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